Buying a home can be a complicated process. There are many areas to consider when purchasing a new home. Asking the right questions can help you decide where to purchase and how to build your new home. Some are obvious and some are more complicated.
Questions you should ask yourself before searching for a new home:
- How far am I willing to commute to work?
- Would I be willing to drive further to save money?
- What monthly payment would I be comfortable with?
- Will I plan to have more kids or need room for an expanding family?
- What do I like / dislike about my current living situation
Questions to ask homebuilder sales agent:
- Are there any current builder incentives with the community?
- What features set your home apart from other builders?
- What other communities have you built in the past? (then visit those communities)
- How long do you project this site to be under construction?
- How long will it take to build my home?
- What does the typical person spend on upgrades? Can I see a list of your upgrades?
- What are you standard features?
- How much money is needed for down money?
- What are typical closing costs?
- Is there a Home Owner’s Association (HOA) and if so how much are the HOA fees?
- I have a home to sell. Do you offer a contingent agreement of sale? (Not all builders offer this. Contingencies allow you time to sell your home and provide no risk for losing your down money).
- Lastly, ask to look at all documents including HOA documents, site plans, agreement of sale, and any other pertinent documents before signing the agreement of sale.
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